Turn the funding question into a revenue line.
Your clients already ask you where to find capital. Refer them to the Capital Qualified™ system and earn up to 20% on every enrollment. That is up to $1,000 per client.
Two-minute application. Paid on the 5th of every month. No caps on what you can earn.
A payment-plan client is worth up to $800 to you over the plan: $140 at enrollment plus $60 for each of 11 monthly payments.
Why professionals refer their clients to CredFin.
A short message from Ray A. Smith, Founder & CEO.
Built for professionals who business owners already trust.
If you advise businesses, you hear about funding problems before any lender does. This gives you somewhere credible to send them.
CPAs and tax professionals
You see the financials first, so you know which clients are about to need capital.
Bookkeepers
You know when cash is getting tight, often months before the owner applies anywhere.
Loan brokers
A place to send the files you can't place today, so you keep the relationship for when they are ready.
Insurance agents
You already protect the business. Funding is usually the next question you are asked.
Coaches and consultants
Growth plans stall without capital. Give clients a way to get ready for it.
Commercial real estate and equipment pros
Deals die at financing. Send buyers to get lender-ready before they apply.
Three steps. You make the introduction, we do the work.
No selling and no fulfillment on your side.
Enroll
Complete the short application and become a Capital Freedom Warrior™. You get a confirmation email and set up your payment account.
Share your customized link
Send clients your unique CredFin enrollment link. Every click and enrollment shows in your real-time dashboard.
Get paid on the 5th
Earn up to $1,000 for each client who enrolls through your link. What we collect from your clients in one month is paid to you on the 5th of the next.
The Capital Qualified™ + Lender Match™ System.
Most declines come down to what lenders see in a business credit profile. CredFin fixes the profile first, then matches the client to lenders whose criteria they meet. CredFin is an advisory firm, not a lender.
Capital Qualified™
ApprovalReady™ and CashFlowReady™ together: business credit and cash-flow readiness in one program, with the Lender Match™ network and 12 months of live coaching and support.
- CredFin AI Funding Platform
- Bureau Profile Optimization
- Personalized Funding Roadmap
- Lender Match™ Network
- Cash Flow Assessment
- Underwriting-Ready Financials
- Personalized Growth Roadmap
- Capital Planning
- 12 Months of Live Coaching & Support
ApprovalReady™
$2,997The business credit track. Fix and build the profile lenders check before they say yes.
- Bureau Profile Optimization
- Business Credit Development
- Credibility Foundation Builder
- Personalized Funding Roadmap & Strategy Session
- Lender Match™ Network
- 12 Months of Live Coaching & Support
CashFlowReady™
$2,997The financial growth track. Get the numbers organized the way underwriters want to see them.
- Cash Flow Assessment
- Underwriting-Ready Financial Organization
- Personalized Growth Roadmap
- Capital Planning
- 12 Months of Live Coaching & Support
Fix what lenders see
A full audit across Dun & Bradstreet, Equifax Business and Experian Business, with the errors and gaps that cause automatic declines corrected.
Build the profile
Business credit built under the EIN, not the owner's SSN, with trade lines that report to all three bureaus.
Match to the right lenders
Once Capital Qualified™, clients are matched across 40+ funding programs. No applications go out before they are positioned to be approved.
"The funding system has always favored the prepared. CredFin gives every entrepreneur that preparation."
What clients say after going through it
"We secured $400K in 45 days thanks to this system. I didn't know any of this was possible before the workshop."
"I stopped using personal credit entirely and got $250K in business funding. My personal finances are completely protected now."
"By early July my company had secured $500,000. Their services are the real deal — they helped us make payroll."
Individual client results vary.
Run your own numbers.
Set how many clients you expect to refer each month and how they pay.
An illustration at the top commission amounts, not a promise of income. Commissions are paid the month after each client payment is collected, so payment-plan earnings arrive over the months after enrollment.
Join the Capital Freedom Warriors™ Movement.
Commissions up to 20%
Up to $1,000 per client, with no caps.
Paid on the 5th of every month
What we collect from your clients in one month is paid to you on the 5th of the next.
Real-time dashboard
Track every referral and commission as it happens.
One-year referral window
A referral who enrolls within a year of first clicking your link is still credited to you.
A dedicated partner team
Real people to answer questions and help you grow your referrals.
Questions partners ask first.
How much do I earn?
Up to 20%. A Capital Qualified™ client who pays in full earns you up to $1,000. An ApprovalReady™ or CashFlowReady™ client who pays in full earns you up to $600. A client on a payment plan earns you up to $140 at enrollment plus up to $60 for each monthly payment they make. We walk you through your commission schedule on your onboarding call.
When and how am I paid?
Commissions are paid monthly, on the 5th. Whatever we collect from your referred clients in one month is paid to you on the 5th of the following month. For example, a client payment we collect on October 4 is paid to you on November 5. Payment goes through our payout vendor, and you need an active payment account and your tax documentation on file.
How are my referrals tracked?
Through your unique CredFin enrollment link. A referral is credited to you if they enroll within one year of their first click. Tracking uses cookies, so a referral who clears theirs may not be attributed.
What is the difference between my link and the referral form?
Commission is credited when a client enrolls through your enrollment link. The referral form sends us a name to follow up with and shows in your reporting, but it does not generate a commission by itself.
Do I earn on a client's later purchases?
Commission is paid on a new client's first enrollment, including each payment on their plan. Additional program purchases by the same client are not commissionable.
Is CredFin a lender?
No. CredFin is a business credit and funding advisory company. It does not make loans. It gets businesses loan-ready, then connects them to lenders in its national network.
Are there rules for how I promote?
Yes. Say clearly that you are a CredFin affiliate wherever you share your link, do not bid on CredFin's brand keywords in ads, and do not use your own link to enroll yourself. The full rules are in the Affiliate Partner Agreement.
Your next client conversation about funding could pay you.
Apply in two minutes, or book a call and we will walk you through the program.
Prefer to talk first? Schedule a consultation.